Using your credit card on Phrendly is safe

Using your credit card to add money to your Phrendly account is safe. Safety and privacy form the foundation of Phrendly. In fact, we back every credit card purchase with our Safe Shopping Guarantee. We guarantee that every transaction you make at Phrendly will be safe. This means you pay nothing if unauthorized charges are made to your card as a result of shopping at Phrendly.

Safe Shopping Guarantee

Under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50.00 of fraudulent charges. If your bank does hold you liable for any of this $50.00, Phrendly will cover the entire liability for you, up to the full $50.00. Phrendly will only cover this liability if the unauthorized use of your credit card resulted through no fault of your own from purchases made at Phrendly while using the secure server. In the event of unauthorized use of your credit card, please notify us so we can take immediate action to prevent any further unauthorized use. You must also notify your credit card issuer in accordance with its reporting rules and procedures.

Safe Technology

In addition to our Safe Shopping Guarantee, Phrendly also uses safe technology. Our Transport Layer Security (TLS, the successor to SSL) is the industry standard and among the best software available today for secure online transactions. It encrypts all of your personal information including credit card number, name, and address, so that it cannot be read as the information is securely transmitted online.